Barack Obama

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Barack Obama was born at the Kapi'olani Medical Center for Women & Children in Honolulu, Hawaii,[1] to Barack Obama, Sr., a Luo from Nyang’oma Kogelo, Nyanza Province, Kenya, and Ann Dunham, a white American from Wichita, Kansas[2] of mainly English, Irish and smaller amounts of German descent.[3][4][5] His parents met in 1960 while attending the University of Hawaii at Manoa, where his father was a foreign student.[6][7] The couple married February 2, 1961;[8] they separated when Obama was two years old and subsequently divorced in 1964.[7] Obama's father returned to Kenya and saw his son only once more before dying in an automobile accident in 1982.[9]
After her divorce, Dunham married Lolo Soetoro, and the family moved to Soetoro's home country of Indonesia in 1967, where Obama attended local schools, such as Asisi, in Jakarta until he was ten years old. He then returned to Honolulu to live with his maternal grandparents, Madelyn and Stanley Dunham, while attending Punahou School from the fifth grade in 1971 until his graduation from high school in 1979.[10] Obama's mother returned to Hawaii in 1972 for several years, and then in 1977 went back to Indonesia, where she worked as an anthropological field worker. She stayed there most of the rest of her life, returning to Hawaii in 1994. She died of ovarian cancer in 1995.[11]As an adult Obama admitted that he used marijuana, cocaine, and alcohol when in high school, which he described as his greatest moral failure at the 2008 Civil Forum on the Presidency.[12][13]
Following high school, Obama moved to Los Angeles, where he studied at Occidental College for two years.[14] He then transferred to Columbia University in New York City, where he majored in political science with a specialization in international relations.[15] Obama graduated with a B.A. from Columbia in 1983, then at the start of the following year worked for a year at the Business International Corporation[16][17] and then at the New York Public Interest Research Group.[18][19]
After four years in New York City, Obama moved to Chicago, where he was hired as director of the Developing Communities Project (DCP), a church-based community organization originally comprising eight Catholic parishes in Greater Roseland (Roseland, West Pullman, and Riverdale) on Chicago's far South Side, and worked there for three years from June 1985 to May 1988.[18][20] During his three years as the DCP's director, its staff grew from one to thirteen and its annual budget grew from $70,000 to $400,000, with accomplishments including helping set up a job training program, a college preparatory tutoring program, and a tenants' rights organization in Altgeld Gardens.[21] Obama also worked as a consultant and instructor for the Gamaliel Foundation, a community organizing institute.[22] In mid-1988, he traveled for the first time to Europe for three weeks and then for five weeks in Kenya, where he met many of his Kenyan relatives for the first time.[23]
Obama entered Harvard Law School in late 1988. At the end of his first year, he was selected, based on his grades and a writing competition, as an editor of the Harvard Law Review.[24] In February 1990, in his second year, he was elected president of the Law Review, a full-time volunteer position functioning as editor-in-chief and supervising the Law Review's staff of eighty editors.[25] Obama's election as the first black president of the Law Review was widely reported and followed by several long, detailed profiles.[25] During his summers, he returned to Chicago where he worked as a summer associate at the law firms of Sidley & Austin in 1989 and Hopkins & Sutter in 1990.[26] After graduating with a Juris Doctor (J.D.) magna cum laude[27][28] from Harvard in 1991, he returned to Chicago.[24]
The publicity from his election as the first black president of the Harvard Law Review led to a publishing contract and advance for a book about race relations.[29] In an effort to recruit him to their faculty, the University of Chicago Law School provided Obama with a fellowship and an office to work on his book.[29] He originally planned to finish the book in one year, but it took much longer as the book evolved into a personal memoir. In order to work without interruptions, Obama and his wife, Michelle, traveled to Bali where he wrote for several months. The manuscript was finally published in mid-1995 as Dreams from My Father.[29]
Obama directed Illinois' Project Vote from April to October 1992, a voter registration drive with a staff of ten and seven hundred volunteers; it achieved its goal of registering 150,000 of 400,000 unregistered African Americans in the state, and led to Crain's Chicago Business naming Obama to its 1993 list of "40 under Forty" powers to be.[30][31]
Obama served for twelve years as a professor at the University of Chicago Law School, teaching constitutional law. He was first classified as a Lecturer from 1992 to 1996, and then as a Senior Lecturer from 1996 to 2004.[32] He also joined Davis, Miner, Barnhill & Galland, a twelve-attorney law firm specializing in civil rights litigation and neighborhood economic development, where he was an associate for three years from 1993 to 1996, then of counsel from 1996 to 2004, with his law license becoming inactive in 2002.[18][33][34]
Obama was a founding member of the board of directors of Public Allies in 1992, resigning before his wife, Michelle, became the founding executive director of Public Allies Chicago in early 1993.[18][35] He served from 1994 to 2002 on the board of directors of the Woods Fund of Chicago, which in 1985 had been the first foundation to fund the Developing Communities Project, and also from 1994 to 2002 on the board of directors of The Joyce Foundation.[18] Obama served on the board of directors of the Chicago Annenberg Challenge from 1995 to 2002, as founding president and chairman of the board of directors from 1995 to 1999.[18] He also served on the board of directors of the Chicago Lawyers' Committee for Civil Rights Under Law, the Center for Neighborhood Technology, and the Lugenia Burns Hope Center

U.S Budget Deficit

U.S. budget deficit hits lowest level in 5 yearsDeficit falls to $162 billion, the least red ink since 2002.October 11 2007: 1:49 PM EDT
WASHINGTON (AP) -- The Bush administration reported Thursday that the federal budget deficit fell to $162.8 billion in the just-completed budget year, the lowest amount of red ink in five years.
The administration credited the president's tax cuts for helping generate record-breaking revenues but warned of an approaching "fiscal train wreck" unless Congress deals with unsustainable growth in Social Security, Medicare and Medicaid.
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The deficit for the 2007 budget year that ended on Sept. 30 was 34.4 percent lower than the $248.2 billion deficit recorded in 2006, reflecting faster growth in revenues than in government spending.
Administration officials said the new figures showed the government was on track to accomplish President Bush's goal of eliminating the deficit by 2012. But Democrats said the improvement in the deficit this year did not mask the fact that Bush's economic policies transformed the budget surpluses of the Clinton years into record deficits and an unprecedented increase in the national debt.
The debate over the president's signature tax cuts and their affect the economy is certain to be played out in the coming presidential campaign. Republican candidates are vowing to make permanent Bush's tax cuts, which are due to expire at the end of 2010; Democrats want to roll back the tax cuts received by the wealthiest taxpayers.
"This year's budget results further demonstrate how the president's tax relief, combined with spending discipline, has helped promote a sustained economic expansion, which led to revenue growth and resulted in a declining deficit," said White House budget director Jim Nussle.
White House to help mortgage-holders But administration officials said while the short-term budget deficit was improving, greater efforts were needed to deal with the budgetary pressures that will arise in future years with the approaching retirement of 78 million baby boomers.
"For the sake of our children and grandchildren, Congress should begin to take action to prevent this fiscal train wreck," Nussle said in a statement accompanying the budget figures.
Senate Budget Committee Chairman Kent Conrad, D-N.D., said that Bush would "go down in history as the most fiscally irresponsible president ever. The fact is that the nation's debt has exploded on his watch - rising by $3 trillion since 2001, to $9 trillion today."
Bush recently signed into law a measure increasing the government's borrowing ceiling to $9.815 trillion. It was the fifth debt increase of Bush's presidency. The national debt is the accumulation of the annual deficits.
During the Clinton administration, the federal budget ran a surplus for four consecutive years, something that had not been accomplished for seven decades.
While there were projections that the budget would run up surpluses of $5.6 trillion over the next decade, the bursting of the stock market bubble in 2000, the recession that followed in 2001 and the terrorist attacks, which led to increased military spending to fight wars in Afghanistan and Iraq, pushed the country back into deficit spending.
While the administration contends that Bush's first-term tax cuts helped jump-start economic growth and are contributing to record revenues currently, Democrats dispute that view, saying the tax breaks were too tilted to the wealthy and actually have contributed to the record deficits.
The deficit hit an all-time high in dollar terms of $413 billion in 2004 and has been coming down since. It fell to $319 billion in 2005 and $248.2 billion last year.
The Congressional Budget Office projects that the deficit will improve further in the 2008 budget year, which began on Oct. 1, projecting a decline to $155 billion before the imbalance starts to rise again in 2009

The Success Principles

Jack Canfield and Janet Switzer
The first edition, 2005 (English)
Hard cover, 473 pages


To achieve success Prinsip2 your destination.
Self-help book market is currently growing very rapidly, a
survey in the UK see sekmen marketnya 2004 and up 32%
while the overall book market grew only 5%. Various topics
bahasannyapun no longer berlingkup around self-development course,
but also began to other topics such as health, sports,
and business. Many business books also made in the format of the self-help,
beginning with the 'One Minute Manager,' 'GungHo,' 'Who Moved My Cheese',
to 'Fish'. The style is light, easily digested, and motivate us.
Jack Canfield, Mark Victor along with Hansen, write a serial
Chicken Soup for the Soul, which have become bestsellers in the industry
self-help books. This time with Janet Switzer, Jack Canfiled
have produced a classic paper that will last throughout
period, as well as Dale Carnegie book 'How To Win Friends and Influence
People '?, The author believes the book' The Success Principles'? This will remain
survive up to 30 years, became a classic works for gerne
classical type of self-help.
Described in this book, if you want success in every action
you, there are 4 things you must have the Goal (Goal), Action
(Action), Improvement (Improvement), and Persistence (Resistance).
Fourth this has proven owned by all the important figures in the
history and practiced by all world leaders success in achieving
position at this time.
The first is the Goal or objective. In this course you
have something you want to achieve, you want to get with the
all of your business, and that becomes your objective. Keyword
the most important word here is' you '?. When you have found what
that your goal, keep your focus on that goal.
Believe that your dreams can be achieved and your own
will achieve. Dreams are the seeds you kesusksesan your own.
Then write your dream in detail, when you will achieve it,
and how you will mengusahakannya. This will help you to
focus your actions, but also gives you a sense of commitment with
yourself to fulfill the dream. Before Bruce Lee
become very popular, he was writing for himself that
the content is "In 1980 I will be the Star of Asia
the most famous in Hollywood and save 10 million dollars.
Instead I will give my best on the front
camera and live with the calm and peaceful. "Bruce Lee know what
correct - he is like, when he should achieve, and he
writes to make a strong commitment to himself
meet in the dream. Indeed, until this moment, he became
a legend in Hollywood.
Once you know the objective, then that needs to be done next
Action or the action is. Take a concrete action to
realize your dream. Do not delay again - with your actions temporize
reasons "not time", or "No experience in the field,"
or "No capital". You only need to act and everything will be
come by itself. Now is the time you act,
experience you will learn after you start acting, and capital
will come when you act to find it. When you feel
fear or doubt - doubt, fear or doubt hadapilah you and
continue your action. I do not feel pessimistic, not able to, or
afraid to fail. Behind every batch kesusksesan there will be a failure
the opening the way for the success. Start acting
to realize your dreams real. Go Just Do It.
If you have started your action, never to forget
Improvement or make improvements. Contributing to ask themselves
you "How can I make it better?" or "How do I
can make it more efficient? "or" How can I make
This generates more profit? ". Find a mentor, a senior, or
people who have been successful in the field that you geluti
and learn from them. Berkonsultasilah on the mentor who can
you trust to get feedback that helps you in
developing. Do not ever reject the criticism. Although not tasty
heard, criticism is one of the feedback is very effective
to improve the lack of you. Another thing that is not less important
is to motivate yourself to continue to make improvements and
improvement. Celebrate every note and the success and improvement
achieve that you have to motivate yourself in the future.
The last thing you need to have is Persistence or tenacity.
Although you have a purpose, acting ability, and willingness to
developing, but if you do not have the resilience of the metal, you do not
will be able to achieve success. Resilience is related to the seriousness
you carry in every action and your business. Resilience will
make you rise again from each failure and you try to
always provide the best in each of your actions. Is
important in your journey toward success, to always remember
ABCD principles, Above and Beyond the Call of Duty. Always give the
Best, more than what is expected by your clients or consumers.
About this, Kevin Rogers, CEO of Saatchi & Saatchi also
says, "Do not give what they expect, given what
they think it is impossible to do. "And this is not possible you
do without the mental resilience that have extraordinary.
It is also very important in helping you achieve success
is to mingle with the people who succeed, or the more successful of
you. Many people do not want to do this because they do not feel like
minder or 'losers compete' with friends. Discard far - much mind
the! You certainly have been aware that the environment will be socially
every action and affect your attitude. With co-mingle
those who succeed, you will slowly learn to behave and
act like himself. Thus, andapun will be
achieve success like you.
You should also start taking full responsibility in each case
that you do. Do not blame things again - things outside of yourself
for every failure that occurred. Indeed, you can
get the results you want to give the action
right in every situation. However, most of us actually pause
such action with a variety of reasons. Do not hesitate to reject things - things that you do not want and laksakan each case must be
be done to finish with diligence.
Never ignore your intuition. A research to prove
that someone can assess the good or bad only other person in 5
The first minute he saw it. From this research proved
that there navigator ourselves in each - that each
can help in every step. You only need to
familiarize themselves heard your intuition and to distinguish them from doubt
themselves, and this intuition will be more in line with the sharp increase
your experience.
Familiarize yourself to give kudos to anyone with
sincere. Commendation have a very large force to motivate,
strengthens the relationship, and bring you into social magnets. Social
magnets are people who become the center of attention in the
association. They are people - people who can easily make
people gather around and give the impression that. Social
Magnets have a chance of success is much higher.
Setebal 473 page book is very interesting and inspiring. Equipped
The guideline also with enough play in developing techniques --
The successful techniques such as the Rule of 5 on prioritizing actions,
Daily Success Focus Journal of follow-up success daily
you, and many more. Very worthy read for any person who
want to be successful and more successful in life. Equipped with the
story - the story responses style Chiken Soup, Jack Canfield and
Janet Switzer seems a success itself and
gave to you

Emaar Properties the Mesiah ??

We know South Lombok region is marginalized areas. When you mention "South Lombok", the show is dry and barren area.
Mid 80's era LTDC begin land acquisition property of citizens. Irrespective of how to price and redemption, began to take control LTDC South Lombok. Finally mid 90an (the crisis) LTDC experiencing liquidity difficulties and in the handling BPPN (PPA at this time). Along with the development of a South Lombok float. Until this LTDC still leave the problem of land acquisition.

The "Messiah"
The problem of land acquisition is a major problem that investors will build the infrastructure. Rp 20 trillion will be Emaar Properties to the South Lombok. Numbers are not small. During the development has not been implemented (in the estimation of the Moon in January 2009 will be implemented). Should from now look for the best exit for all parties to the problem of land acquisition has not been resolved. Advantageous for our brothers and not burdensome for Emaar Properties. Akankan Emaar Properties to be the "Messiah" for our brothers in South Lombok, which will bring prosperity and welfare and justice. We do not want our relatives and spectators will be the object of purchasing the land itself. Hassan's brother in the South should be subject the perpetrator as well as a "stake holders", as "owner". So that the participation of local communities through local wisdom that will be owned Tulung back Emaar Properties to develop the region in the South Lombok.

PIR
To increase participation, the author, according to the pattern of PIR is a pattern consistent with it. PIR is not PIR - Plantation People's nucleus, melaikan PIR - Tourism People's nucleus. Emaar as a nucleus that will provide the infrastructure of tourism, while the South Lombok as plasma, which put in a legal organization (any shape; eg. PT, Cooperatives, the Foundation, a).
Not everyone can become a plasma, must meet the agreed criteria. One of the most important criteria is to have land given to Emaar Properties and the land is located in the core area of development and the area supporting the development of tourism.

The land will be required in the value and the "independent appraisal" and the conversion of shares in the form of Emaar Properties. This job is not easy but it must be under. We do not want to see our brothers suffer in the future, let us learn from the Betawi people, and only a tergusur Poker outskirts of Jakarta. See our brothers in Papua, they can not fully enjoy the results of development. Already many examples that we should teladani.

Positive Point.
For Emaar Properties will facilitate the implementation of development because of "a sense of belonging" the South Lombok will be increased. Emaar is also because of their own. Emaar in the brain while they prepare their own future, the future of children and grandchildren the future of Lombok general. By way of PIR is one way to share the cake Emaar Rp 20 trillion, without forcing them to go from the village. There is no conflict. Emaar, if only to create more intelligent brother's a brother enclaves - community development - making it easier for Emaar to motivate, consolidate, and the mobilization of human Developing.

By way of PIR process of Corporate Social Responsibility (CSR) Emaar will be run by itself without the need to eliminate Many incomes. To this author's hope Emaar would open up because it will be many benefits to be obtained.

For our brethren in South Lombok is the opportunity to change the "dead capital" of land that has not required a "property right" that can be used as assets in the form of productive assets as capital. So what is said Fernando de Soto (The Others Part, 1989 & The Mysteri of Capital, 2000) can be achieved in the case of Emaar and the people of South Lombok.

The success is a chance meeting with a preparation. This is a good time for us to relatives in the South Lombok to prepare, prepare land that is mumpung a chance in front of the eye will soon arrive from Emaar Properties. The opportunity to change the future of the much better.

Welcome to Emaar, congratulations to my brother in South Lombok. Speak from the heart of honest and sincere indicators let us in the way of peace "Gumi paer" we. Rahayu Lombok.

US CRISIS

The crisis in the United States when this is a beautiful combination of a hubris and greed with a loving attitude of life-loving. As the world's richest countries are United States first, Japan second, third Germany and fourth China


As the richest country in the world, why the United States being a crisis?

The crisis started from the Sub-Prime Mortgage. What is the Sub-Prime Mortgage? Little explanation of the Sub-Prime Mortgage follows:

Why Sub Prime Mortgage crisis can happen.?

This is because the provision of credit to borrowers that are not feasible given credit! it is caused by greed and financial arogansi actors in the United States. Because of greed overtake the sales target they ignore the principles of prudence, so each person can buy a house without taking Down Payment, Loan to Value and Debt Service Ratio (generally max 35%).

Pursuing the sales target with the goal of sales incentives and bonuses are bigger so they can pay life-loving, the corporate executive in the U.S.

Meanwhile, in other parts of the world, there are the impressive economic growth; China, India is hungry for energy fuel and iron steel. As a result, the demand will increase the price of fuel oil to exceed USD. 100 / barrel, inline with the commodity participate high-rise. These conditions affect the price of fuel and food demand in the U.S. also increase. Edges of inflation in the U.S.. To anticipate the inflation, the increase in interest rates made the banking system. The result is that you can figure ????. Credit Home Ownership threatened. ... ... ... ... .. ... ... Morgage threatened

Prices of food commodities increased, the transportation cost up ... ... cost of living rise .... While income remains, the only one that can be sacrificed is the house payment .... installment does not start on time. I behindhand more than 3 months and then failed. It turns out that alienation is very much ... ... .. because the debtor is not feasible given the credit, as interest rates rise, the arrears arising ... ...

The increase of prices is also due actual perpetrators of the commodities market in Chicago with a pretext to gain that at their prices, which disregards the underlying transactions are not derivatives transactions ... ... ... .. they buy a commodity at cheap prices and then seems to arise request, automatically, as demand increased while supply still took up the price (the demand - supply).

Arogansi they attack Iraq Afghanistan also contributes to escalating inflation ... .. Arrogant and rapacious ... .. the economic storm is Uncle Sam.

The story has not been ended ....

Once the credit KPR (mortgage) default the financial engineering such as this. Bad debts are packages, and then sold. Mortgage default and then bought an Lehman Brothers (rated) AAA, because of the assumption that home values will continue to rise. AAA rating because of the small insurance premium means the credit is safe.


However the United States, the problematic loans that have been rated AAA while our Indonesia only BBB.. is not polite .... Investment products are also sold to the people of Indonesia in Jakarta through the Foreign Private Bank in Jakarta, just change the name only as Credit default swaps it .... One example.

Back to the beginning of the story, the effect occurs when: mortgage default , insurance, credit insurance must pay, the value of that investment is not expected. Lehman bankrupt, AIG enter the United States. 17 american bank is closed. Unemployment happens everywhere. Company s do a lot of efficiency such employee lay off.

Stories likely not stop. We wait for the next CREDIT CARD effects, because all payments in the U.S. generally use a credit card ... .. day will be more difficult and opaque in the U.S. ... ... ... continue to be.