Best Article You Must Read Before Investment

http://clicks.dailywealth.com//t/AQ/MoM/NmI/Xhk/AQ/AXdX3g/vWFl

Jim Rogers and George Soros both betting big on this commodity
Rogers says it will be "one of the best investments of our time."

Most overvalued market in the world set to crash
"We're seeing a bubble…"

The No. 1 reason commodity prices could crash
World's biggest buyer may cut purchases...

These dividend machines at their cheapest levels in over a decade…
And near record payout levels versus gov't bonds.

Citigroup boss goes nuts, chokes worker
If you work at Citi, don't show up late…

Jeff Clark: The stock market's trend is now "solidly" DOWN
Initial downside target is 850...

Doug Casey reveals how to legally transfer wealth with gold coins
It's easy, 100% legal, and something you should do immediately.

The only three “buys” in the entire market
And 397 stocks to sell or avoid…

How to get in early on the greatest untapped oil field in the world
A legitimate shot to make 30 times your money in the coming years…

Little-known gov't law could send this natural gas ETF soaring
Fund demand is enormous…

http://clicks.dailywealth.com//t/AQ/MoM/NmI/Xhk/AQ/AXdX3g/vWFl

The Recession Just Ended

Before you take action to recover your asset, my friend all ....better you read Dr.Steve Sjuggerud (Dailywealth May 29 2009) advice here.....

...This recession has been bad consumer confidence hit a new record low. But the move higher in consumer confidence has been extraordinary.... Over the last three months, the index has soared by more than 100 %.

What means : Consumer confidence has hit bottom. Historically, that's one indicator (actualy many) that shows the worst has passed.

After consumer confidence bottoms, data shows stock tend to keep rallying for many month....Inshort, companies and investors still feel bad. Employers are laying people off. That's normal at the end of recession. And now, Dr Steve has believe we're extremely close to the end of this recession, if we're not there today......

If you'rea business and you've already trimmed the fat, now is not the time to be laying off more people. It,s time to gear up for an improving economy.

If you're in investor and you thought the end of the world was here in March, now is the time to be in stock . The market can continue to rally for many more month.

The bill will come due on the goverment spending some day. But that won.t be in 2009. The recession is ending. and things are getting "less bad" which is the ultimate time to own stocks.....

Good luck...... thanks to Dr Steve Sjuggerud.

Read Dr.Steve Sjuggerud Advice before you Refinance Your house

Dailywealth, May 2009.

Realtors always warn us "you better act now before rates go up"

We might think they're right. After all, mortgage rates are he lowest they've been since the Fed started keeping record in 1971. But interest rates could go much lower.

Interest Rates Could Go Lower and Stay There

Japanese mortgage are extremely low - less than 3 % - and have been for a very long time. The brutal reality is lower mortgage rate haven't enticed the Japanese people to borrow. They were burned so badly in the bust that started in 1991, they still haven't ventured back in.

Don't refinance today just because a realtor or mortgage salesman convinces you rates are going up. Think about it. the last person who you want to get your interest rate forecast is your real estate agent.....

It's Bernanke's goal to stimulate the economy at all cost. He's going to raise rate until he's absolutely certain he's gotten the economy going again. And it's Mr Obama's goal to get interest rate down,too to make mortgage affordable. So Lower rates could be coming.

A Strategy for you from Dr Steve Sjuggerud : If it makes financial sense for you to refinance, get an adjustable-rate loan today and let it ride as long as Bernanke is keeping rates this low.
Then, the day Bernanke hikes rates for the firs t time, switch it to 30 year fixed rate loan as quickly as you can. Bernanke's rate hike will be the signal that inflation is here. Lock in at a low 30 year mortgage rate at that time, before inflation hits.

That day could be years from now. Remember Japan's example : Interest rates can go lower than anyone can imagine and stay there longer than anyone can imagine.

The best strategy for refinancing today is getting an adjustable-rate mortgage now and then switching to a fixed rate mortgage the day Bernanke raises rate.

If it works out right, in 10 years, you could end up with a mortgage rate that's lower than the rate of inflation.

That advice from Dr Steve Sjuggerud on Dailywealth May 2009. Good Luck.....

I tell you about the fed bomb

I was read what Tom DYSON HAD WROTE ON Dailywelth few days ago : he wrote about the optimism world from his favourite writers, Richard Maybury now this situation to fire bomb at a garden party. It’s like Bernanke left the propane tank open and waiting someone to light a cigarette…

Bernanke created this bomb by dropping interest rate to zero and pumping over trilion freshly money into the economy. It’s mean he want make inflation……..

This money like fuel for fire ball. Fuel need someone to light up cigarette…A massive drop in demand for money is the spark.

When people increase their demand for money, it mean they’re scared and rather cling to their cash than spend it.Because people put their money under mattresses. It can’t circulate in the economy and the banking system can’t build loan top of it. Hoarding money is extremely deflationary…

Two months ago, at the peak of crisis, people were so scared and demand for money was so high, Dyson said.. It smothered Bernanke’s gasoline vapors and kept the bonfire from igniting……

What next….?
If sentiment suddenly improves, that might change. Instead of hoarding their cash, people would spend it. All this new money and cheap credit circulating through the economy, combined with Bernanke’s money supply and emerging-markets stocks….which are very sensitive to inflation … have soared more than 500% in two moths…….

The Dyson way of betting on an inflationary fireball is buying small cap stock in sector slike mining,gambling, emerging markets and construction. Some of these stock fell 90 % or more in the bust and will rise hundred of percent in the rebound if an inflationary fiareball materializes… that all about Dyson way ….. And you?

the only constant in life is change

Watch NLP / HNLP Trainer and Coach - Jevon Dängeli of www.living-in-formation.com entertaining the idea that the only constant in life is change. So how can we manage to become friends with Change and uncertainty, especially these days? Change is always occurring. As you awaken to this fact of life, you can consciously begin moving with the unique flow of your life, riding the wave that’s rolling in just for you; or you can continue trying to make your own waves, in the same old fashion, and continue getting the same old results. The trick is to become aware of change as it happens and channel it in a way that serves your purpose. Some may say that only dead fish go with the flow, well, that’s the mainstream kind of flow and certainly not the unfolding of your life’s greater purpose kind of flow. You can awaken right now to the undercurrent that’s always there to guide you. Tune in to the still depth of your heart and be all that you are - changing. The only constant in Life is Change. All you are is Change. And you never know how far a change will go! Sit back and enjoy this simple explanation of how to manage your life through uncertainty... More videos at http://www.living-in-formation.com

Buffett magic on Wall Street

JAKARTA, Investor Daily

There is a kind of paradox situation in American financial markets at this time. Bond market would raise expectations because the price of these securities would increase. But, see what happens to the stock market. Private equity, Hedge fund, fund managers, and financing companies have to do fire sale. Price securities jog with the subprime mortgage fall not known.
"But, for Warren Buffett this situation into a beautiful day," write Karen Richardson as publish daily Wall Street Journal edition, 22 / 8.

Yes, the name of Buffett has been a guarantee for the success of investment in the financial markets. In fact, the magic spark Buffetology with value investing, always surprises that give the opposite direction to the market generally. When he is bearish market initiative to buy shares of stock-price smithereens.

Therefore, it is not wrong when the Wall Street Journal proclaim about Buffett's presence in a mortgage company in the U.S., Contrywide Financial Corp., the company shares that have been destroyed infected selling pressure rebound 9.9% to U.S. $ 21.79 level on the closing trading Tuesday (21 / 8/ 2008).

The market seems to share Contrywide even though "the god investor” is clearly reject incoming said buying Countrywide shares. When he followed the collection of funds for the presidential candidate of the Democratic Party, Barack Obama, (Tuesday, 21 / 8/2008), TV station CNBC reporter trying to confirm the truth concerning the entry of Buffett to Countrywide. As usual, he says sklent news or rumor circulating.

However, markets are still undisciplined. Even stock-stock company with a mortgage that jog the name of the icon investment also menguat. Wells Fargo shares recorded rise up 0.73% to U.S. $ 37.37 level. while, on the weekend before this stock price plunge free.

Stories concerning magnet Buffett in Wall Street never ends. Last week, when the company Thornburg Mortgage Inc. Mortgages backed letter sell securities worth U.S. $ 20.5 billion, the market concluded that he was also involved in the purchase of securities as a standby purchaser.

Indeed, when the market price of mortgage debt in the U.S. to crash, a number of fund managers, Hedge fund and private equity is doing in sales compensation. These factors are outside grip Buffett.

Nevertheless, according to market observers capital Roland Haas, a lot of losses suffered by the fund Hedge fund manager and a kind of Bear Stearns, JP Morgan and BNP Paribas happen because this company too much leverage, or engage in transactions with the interest rate margin is high enough. "This is a basic problem faced by the United States and the world market in general at this time," said Roland

Investment

For Buffett, the financial market fluctuation, especially in the U.S. stock market and securities related to subprime mortgage to be a very appropriate moment to invest. As disclosed in interview with CNBC TV, Buffet said, he is optimistic the market sluggishness at this time to create investment opportunities. "Honest, lethargy present market opportunities for us because when the disturbance occurred, the prices become more affordable," said the boss of Berkshire Hathaway.

He added, that is not guaranteed but generally occur when
market turmoil sometimes it creates real opportunities.


Previous The Wall Street Journal (TWSJ) reporting, and business debt Servicing mortgage portfolio and other securities that are supported Countrywide mortgage will likely attract Buffet. Like other creditors mortggage, Countrywide buried in difficulty due to suprime mortgage crisis.

During this Buffet continues to add to the company's financial-services company, include they have significant exposure in the mortgage market.
Early this month, Berkshire Hathaway in the report to the regulator said, have invested in the bank of America, one of the six largest mortgage creditors in the U.S.. Berkshire is also a shareholder in the old Wells Fargo, the second largest mortgage creditor after Countrywide.

Why believe in the market as Buffett? Some noted the fact, since 1991, Buffett has been involved in a variety of buy-sell securities all of which ended advantage. Try to see what he did when Salomon Brothers ask Buffet become chief executive officer. In 1991, Salomon Brothers was faced with a variety of criminal charges from the authorities a number of related transactions in the treasury market. Buffett came convince some investors that everything will be finished and the Salomon Brothers will obey all debt and approve by Buffett.

Seven years later, Buffett again become angels when rescue Long Term Capital Management's bankruptcy because the deity is to buy all the investment assets and corporate debt, despite earlier he had decided not to buy shares Long Term Capital. The company is alive again and go back search by fund manager.

Now, many market observers consider Buffett action. Advised, in the first quarter 2007, the company, Berkshire invested about U.S. $ 3.7 billion of debt in the mortgage market. Has a rating of AA. However, a rarity, shares owned by “the icon” is not exactly shocks. Rise up of 1.9% to U.S. $ 2200 per share.

Thomas Russo partner at investment fund Gardner Russo & Gardner, said Buffet is some benefit by the purchase of assets in a relatively cheap price. This surplus to him, "said Russo.

Starting from U.S. $ 100

Warren Buffett investment only start with the money of U.S. $ 100 at the end of the decade of 50-an. In mid-decade 90-an investment value has grown to more than U.S. $ 30 billion. And according to the Wall Street Journal, cash funds at this time Warren Buffet has reached U.S. $ 50 billion.

Buffett was the person who is happy to learn and appreciate their teachers. He confessed himself a disciple of two famous investors: Benjamin Graham and Philip Fisher. Benjamin Graham, the investment strategies value (value investing), which is a combination of stock selection strategies based on fundamental analysis of the company's financial position and strategy and diversification.

In particular strategy Graham emphasizes quantitative criteria to find the market price of the shares much cheaper price rather than propriety. Unlike the Graham, Philip Fisher rely more on qualitative criteria of the key factors determine the success of companies such as quality management team.

Benjamin Graham, known as the father of modern securities analysis and dijuluki Dean of Wall Street (Wall Street Dekannya). Book klasiknya Security Analysis that be friends with David Dodd and published the first edition of year 1934, still continue to reprint at this time. Masa be small in the middle of poverty in New York.

Academic professor second investment, plus the lessons learned from experience that obtaining private investor Buffett makes piawai a unique version of the investor Buffett. Investment has been a secret topic many books best seller books such as Robert Hagstrom Jr. essay. - The Warren Buffett Way. (cd / mc)

How to Live in US Crisis

This paper is taken from various resources. To manage your finances correctly, you need the following 5 strategies:

Plan Your Life Purpose.

Doing this will form a foundation for further strategies. Before your money can be managed properly you first need to identify the basic values. Idealism of the next primary will direct you. Make a scale of priorities starting with matters that the most important in your life. Start with your relationship with God as a first priority, followed by family welfare, and health, and also all the ideals of your personal. Create a vision statement based on your personal priority by the new you create. Then make a plan for one, three, five and ten years to come.

Get the True Advice

This can be a financial as a puzzle. If you are confused in calculating the tax plan or the budget, do not ever try to off you and then finally stumble. Basically that you need help. Talking with people and professional experts in this field proven in many cases, it is very helpful. Search and find people you can trust yan, or those recommended by your friends.

Most of us do not want to work a lifetime and it should be so. To begin the retirement plan, start with a strategy. Set when you want to retirement and then make a calculation of how much money you need each year to live, after you really retiring. Take also the factors of inflation and then people be realistic in terms of standard of living you. Find a financial consultant to determine how well you manage your assets are, You, and how the most wise to use your savings after retirement.

Arrange your Monthly Expenditure

We all hope there is still money in savings until the end of each month, otherwise often not the case. The best way is calculating how much income and how much you spend. Do not do this with only the head just because you're bound to make mistakes. Instead, make a note or even use the program in the computer. Remember that the money you need to count the money is already cut income tax.

Protecting and Avoiding Risk

Talking about the risks, the key is to maintain balance. We have limitations in preparing a backup plan. That there are not occur. But a plan that will be cooked to prevent losing your money and assets simultaneously. One of the most secure for you is milikilah insurance. To protect your family, try to have various types of insurance available at this time, such as health insurance, life insurance, disability insurance, permanent, home insurance, and also vehicles.

Good Luck Brother.